FAQs
Open All Close All- Can your company provide me with a personal loan for any purpose?
- Yes we can.We have access to one of the most competitive personal loan rates in the UK today. Not only is this facility offering you the chance to take out a loan at low rates but there are no early repayment penalities as with a number of other suppliers and no arrangement fee. The APR starts from as low as 5.8% dependant on your personal circumstances.
The loans can be for almost any purpose and includes a new car, a dream holiday, home improvements, a conservatory, debt consolidation, your childrens eductation and many more purposes.
Click here to get a personal quotation. You can also apply online and in many cases get an immediate answer. - What is hire purchase?
- Hire Purchase is still the most popular form of finance in the UK.
If you want to purcahse an item but do not want to pay upfront the full cost of the item you can elect to spread the cost of the purchase using a finance product.
Under a Hire purchse agreement the finance company will pay the supplier for the goods and within the credit agreement you sign will be the terms of repayment and the credit rate to be charged. When all the payments have been made the finance company pass the title to the goods to yourself.
Other names for this type of agreement are conditional sale, lease purchase and credit agreement. - What is personal leasing?
- Personal leasing or PCH (personal contract hire) is the term used to describe a method of financing a vehicle and is in effect a long term hire.
The benefit of this is that the user only pays for the expected depreciation and interest on the vehicle. At the end of the agreement the user has the option to continue to hire the vehicle or return it to the leasing company. When comparing the repayments to a standard hire purchase the user can expect the payments to be in excess of 20% lower than those of a hire purcahse agreement.
The user can also opt for maintenance to be included and each years road fund licence is always a feature of this type of agreement. - Who are Black and White Connections?
- Black and White Connections is a trading name of Elite Corporate Solutions who are based in Hull. The purpose of the business is to provide the supporters and season ticket holders of Hull FC rugby club with a dedicated web portal for the supply of vehicles, personal loans and holiday currency. Whenever a purchase is made the rugby club will receive a financial benefit to assist in the development of the club.
It is our intention to provide an increased range of products over the coming months and we would invite all users to email suggestions of other services or products that they would like to see on the site.Elite Corporate Solutions was established in 1999 to provide coproate finance facilities to the businesses based in the HUmber region. Since its inception the business has grown rapidly and now has strategic partnerships with a number of businesses such as Hull FC were financial services are to be provided to clients or staff.